So, the question is, do we stay in our home or move into a CCRC? CCRC --- that's shorthand for retirement community where life care is guaranteed. The decision involves thinking about growing older and perhaps needing assistance with housework, medications, getting around, bathing (ugh, what an awful thought, needing help in and out of the tub/shower), or worse. Finally, there's the thought we all want to avoid, what if we need full time nursing care at the end of our lives?
If you are like most people, you want to avoid thinking about any of these things and assume that life will just go on as it has. If we're lucky, we'll just die in our sleep one night, a shock for our family to be sure, but the best way to "go".
So, let's just stay in the house we've lived in for over 40 years, says my husband. It's paid for and conviently located near a shopping center, library, pharmacy, grocery, etc. Many of our friends have long ago sold their family home and purchased condos. But, my husband says, we couldn't get nearly as nice a place for the money that we would get out of this house. That's true when you consider the in town location, which we enjoy.
Now, you need to know that our house is a traditional two story house with four bedrooms and two baths upstairs. In the event that one of us becomes unable to climb the stairs or bedridden, we would have to convert the dining room into a bedroom. Let's be realistic, say I, think about how inconvenient the tiny half-bath on the first floor would be for an invalid.
So, we delay the decision and the years go by. But I remain open to the possibility of moving to a retirement community, thinking about how it was a good thing for my mother. I know I'd like having someone else decide what to fix for dinner each day!